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Healthcare Costs Skyrocketing: What Lawmakers Are Proposing to Fix It - YouTube

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ACA subsidies vanishing after a 43-day shutdown just doubled premiums for 22 million Americans — now lawmakers are racing to explain who's to blame and what comes next.

Public Choice TheoryPrincipal-Agent ProblemCollective Action ProblemMedian Voter Theorem

Theory Briefing

  • ACA subsidies expired following a 43-day government shutdown, immediately doubling average premiums for roughly 22 million enrollees.
  • The premium spike lands just ahead of the 2026 midterms, giving both parties a high-stakes policy fight to campaign on.
  • Sen. Bernie Sanders is among the lawmakers putting forward proposals to address the cost surge, signaling a renewed push for reform.
  • The debate pits targeted subsidy restoration against broader structural fixes, with no consensus yet on which path Congress will take.